Unitedhealthcare healthy benefits - Healthy Benefits Plus $0 copay $40 credit each quarter ($160 a year) to purchase approved OTC items from network retail locations or through the OTC catalog. UnitedHealthcare Healthy at Home $0 copay for 28 meals, 12 rides (one-way), and 6 hours of non-medical personal care up to 30 days following all inpatient and Skilled Nursing …

 
Unitedhealthcare healthy benefits

Are you a member of UnitedHealthcare, the largest health insurance provider in the US? If so, you can access your personalized view of your benefits, claims, coverage, and more by logging in to myuhc.com. You can also explore other services and resources, such as the Community Plan and the OTC + Healthy Food Benefit, to help you stay healthy and save money. If you have. Contact us. UnitedHealthcare health insurance plan through work. 1-866-801-4409 / TTY 711. UnitedHealthcare Medicare Advantage or Prescription Drug plan. Call the number on your member ID card. UnitedHealthcare Medicare supplement plan. 1-800-523-5800 / TTY 711. UnitedHealthcare Community plan/Medicaid. We would like to show you a description here but the site won’t allow us.Healthy Benefits+ gives you easy access to the benefits you need to help you live a healthier lifestyle. With Healthy Benefits+, you can: • View your benefit balance. • Review your shopping options. • Browse …Your member ID number and group number allow healthcare providers to verify your coverage and file claims for health care services. These numbers also help UnitedHealthcare advocates answer questions about your benefits and claims. Member ID number: A unique member ID number that links to your specific health insurance …If you have questions or need assistance, speak to one of our benefits advisors by contacting us online or by calling 1-866-444-3272. Listen to your heart, talk …Explore UnitedHealthcare plan options including Medicare, Medicaid, individual and family, short term and dental, as well as employer plans. Grocery shopping can be a time-consuming and often difficult chore, especially if you are looking for healthy, organic options but don’t have many free hours in your busy day to ta...Same with store coupons and special discount days – take advantage of all the offers you can to make the most of your budget! Don’t forget, your healthy food credits expire on the last day of the month. The Healthy Food benefit. A great addition to a UnitedHealthcare Dual Complete plan, and a simple way to help you live a healthier life.Candy and "healthy" don't really go together, but some candy is better than others. As you go through the buckets of candy brought home tomorrow, choose wisely. Candy and "healthy"...UnitedHealthcare Choice plans save you money with well-rounded coverage and a national network of doctors, clinics and specialists. Your Benefits. As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are covered for and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter ... Are you a member of UnitedHealthcare, the largest health insurance provider in the US? If so, you can access your personalized view of your benefits, claims, coverage, and more by logging in to myuhc.com. You can also explore other services and resources, such as the Community Plan and the OTC + Healthy Food Benefit, to help you stay healthy and save money. Your Benefits. As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are covered for and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter ... Log in Make your benefit go further Simply log in to start using your benefits. Don't have an account? Sign up Remember, you must be a member to log in. Log in Email Password …Healthy Benefits Plus $0 copay $40 credit each quarter ($160 a year) to purchase approved OTC items from network retail locations or through the OTC catalog. UnitedHealthcare Healthy at Home $0 copay for 28 meals, 12 rides (one-way), and 6 hours of non-medical personal care up to 30 days following all inpatient and Skilled Nursing …With Clover LiveHealthy Flex Plus, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view your benefits and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter products and health items at ...If you don't have your ID card, call 1-866-414-1959. 8:00 AM - 8:00 PM in your local time zone. Monday - Friday. Expatriate Insurance Members: Call the number found on the back of your ID card. Calls at that number are taken 24/7. UnitedHealthcare Oxford Members: 1-800-444-6222. 8 AM - 6 PM ET. Monday-Friday.MyUHC - Coverage & Benefits | UnitedHealthcare. Home⁠. Coverage and benefits⁠. Medical benefits. Medical benefits. Search benefits. Register or login to your UnitedHealthcare health insurance member account. Have health insurance through your employer or have an individual plan? ... To return to your member account, please sign in again. Sign in for a personalized view of your benefits Easy access to plan information anytime anywhere. Get the most out of your coverage. ...It can be found on the front of your health plan ID card. What is the benefit? The OTC benefit offers you an easy way to get generic over-the-counter health and wellness items by going to any OTC Health Solutions-enabled CVS Pharmacy®, CVS Pharmacy y mas®, or Navarro® store. You can also order by phone at 1-888-628-2770 (TTY: 711) or online at Check Balance Check Your Card Balance Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, …In today’s fast-paced world, it can be challenging to prioritize our health and well-being. However, one simple and effective way to take care of ourselves is by staying hydrated. ...UnitedHealthcare’s Surest health plans seek to simplify how people navigate the health system, while helping improve access to care and making it easier to comparison shop for medical services based on quality measures and upfront prices. Key features of Surest plans include: • No deductibles or coinsurance. • Upfront prices for more than ...AARP Medicare Advantage from UHC KC-0002 (HMO-POS) Summary of Benefits 2024. To get a sense of costs, use Medicare’s plan-finding tool to compare information among available plans in your area.21 Sept 2020 ... Visit: https://www.benefitsaccountmanager.com/www-healthproductscard-com/ to View the FREE GUIDE on how & where to go to manage (login ...Today, Walmart Inc. (NYSE: WMT) and UnitedHealth Group (NYSE: UNH) announced the beginning of an initial 10-year, wide-ranging collaboration, bringing together the collective expertise of both companies in serving millions of people with high-quality, affordable health services that improve health outcomes and improve the patient …AARP UnitedHealthcare Plan F Medicare supplemental insurance pays for the first three pints of blood needed for medical care, covers the coinsurance costs of preventative care, pay...UnitedHealthcare OTC Benefits 2023 – This article will discuss the updated UnitedHealthcare OTC benefits for 2023 and explain how they can improve your healthcare experience.. UnitedHealthcare, one of the largest and most comprehensive health insurance providers in the United States, has consistently demonstrated its …As seniors age, it becomes increasingly important to prioritize their overall health and well-being. One aspect that is often overlooked is nail care. Visiting a traditional nail s...ACA Marketplace plans are health care plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. You might also hear these plans called Exchange plans or Individual & Family plans. The health care Marketplace (also called the Exchange) is where ACA health care plans are ...Broccoli salad is a versatile and nutritious dish that can be enjoyed as a side or a main course. Packed with vitamins, minerals, and fiber, it is not only delicious but also offer...Check Balance. Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, which may be located on either the front or back of your card. Card number*. Security code*. Easily check your account balance without logging into your account. Unitedhealthcare, one of the largest health insurers in the u. s. , has introduced a new 2023 otc (over-the-counter) healthy food benefit for its members. The benefit allows members to purchase select food items, including healthy snacks, fruits, and vegetables, at no extra cost. This initiative aims to promote healthier eating habits and ...Healthy Benefits+ gives you easy access to the benefits you need to help you live a healthier lifestyle. With Healthy Benefits+, you can: • View your benefit balance • Review your shopping options • Browse qualifying …Looking for a participating store? Log in to find a store near you.One of the costs to consider is the plan’s premium, and in 2024, 69% of UnitedHealthcare’s Medicare Advantage plans are $0-premium plans. Even as a Medicare Advantage user, you’ll still be ...Mental Health Benefits Summary. Live and Work Well by Optum. Mental illness and substance use disorders are treatable conditions. Stop the stigma so those who suffer get the help they need. ... UHC Dental offers pre-negotiated rates with in-network dentists, so your out-of-pocket costs will be lower. Make sure your current or potential dentist ...AHA UHC Food Benefit in Healthy Food Benefits (4) Price when purchased online. $ 418. AHA Lime and Watermelon Sparkling Water, 12 fl oz, 8 Cans. 292.UnitedHealthcare app is designed to help all consumers make more informed decisions regarding their health care. Are you a member of UnitedHealthcare, the largest health insurance provider in the US? If so, you can access your personalized view of your benefits, claims, coverage, and more by logging in to myuhc.com. You can also explore other services and resources, such as the Community Plan and the OTC + Healthy Food Benefit, to help you stay healthy and save money. Healthy food is important for good health. Eating healthy can be hard on a limited budget. Knowing this, UnitedHealthcare created a new benefit called the “healthy food benefit”. Visit the Healthy Food benefit website to... Activate your card; Check your balance; See participating retailers near you; View the list of eligible healthy food ... Find individual and family health insurance plans in your area. Get quotes, get help finding a plan, and learn more about your health insurance options. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified health care company. For more information, visit UnitedHealthcare at www.uhc.com or follow …As we age, it is important to stay active and healthy. Silver&Fit® is a fitness program designed to help older adults stay active and healthy. This program offers a variety of acti...UnitedHealthcare Choice plans save you money with well-rounded coverage and a national network of doctors, clinics and specialists.State Medicaid health plans include standard benefits. But UnitedHealthcare may also provide extra programs for our female Medicaid members.* Some of these programs help make sure women have a safe and healthy pregnancy. Others help moms take care of their newborns after birth. Our value-added programs …It can be found on the front of your health plan ID card. What is the benefit? The OTC benefit offers you an easy way to get generic over-the-counter health and wellness items by going to any OTC Health Solutions-enabled CVS Pharmacy®, CVS Pharmacy y mas®, or Navarro® store. You can also order by phone at 1-888-628-2770 (TTY: 711) or online at Healthy food benefits list UnitedHealthcare include: Fresh produce, such as apples, oranges, carrots, and broccoli. Lean proteins, such as chicken, fish, and tofu. Whole grains, such as brown rice and whole-wheat bread. Low-fat dairy products, such as skim milk and low-fat yogurt. It’s important to note that not all healthy food items are ...Call UnitedHealthcare at 1-877-596-3258 / TTY 711, 8 a.m. to 8 p.m. 7 days a week. 1 The UnitedHealthcare Medicare Plan Expert is a licensed sales agent/producer. Benefits, …As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are covered for and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter products and ... Your Benefits. As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view the benefits you are covered for and how you can spend, log in here. Healthy Benefits …Cooking is an essential part of life, and the cookware you use can have a significant impact on your health. Non-toxic cookware is becoming increasingly popular as more people are ...benefits in store. 2. 3 New! The OTC Health Solutions App Get the most out of your benefit using our mobile app! Simply download the ... Underwritten by UnitedHealthcare of …ACA Marketplace plans are health care plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. You might also hear these plans called Exchange plans or Individual & Family plans. The health care Marketplace (also called the Exchange) is where ACA health care plans are ...Access the info you need: - See your records, including immunizations, lab results and procedures from all your providers. - Use your digital member ID card from the app whenever and wherever you get care. - † Save your health plan details to your Digital Wallet for easy access. - † Access your UnitedHealthcare UCard™ to make in-store or ...With UnitedHealthcare Healthy Benefits Plus, you can: View your most current benefit balance. Review all your online shopping options. Browse all of the valid and qualifying items/products. Use your card number or barcode to redeem benefits. Access your transaction history. Update your account information. Review your welcome materials.These costs are estimates only. The costs provided here are estimates only and are not a guarantee of payment or benefits. The estimates are based on the selected provider’s contract rates/fee schedule or claims averages. Your actual cost may be higher or lower than the estimate for various reasons.A monthly notice of recently approved and/or revised Benefit Interpretation Policies (BIPs) is provided below for your review. We publish a new announcement on the first calendar day of every month. The appearance of a health service (e.g., test, drug, device or procedure) in the Benefit Interpretation Policy Update Bulletin does not imply that UnitedHealthcare …As seniors age, it becomes increasingly important to prioritize their overall health and well-being. One aspect that is often overlooked is nail care. Visiting a traditional nail s...Welcome to UnitedHealthcare. Sign in or register to access personalized benefit information and claims information.UnitedHealthcare’s OTC and healthy food benefits program is an innovative approach to promoting wellness and improving the quality of life for its members. Providing access to essential OTC items and nutritious food options, this benefit encourages healthier habits and empowers members to take control of their health.Health and wellness. Learning about health and wellness is one way to better understand your own health — or the health of a loved one — and help you reach your health and wellness goals. Knowing the basics about certain health conditions, like diabetes or cancer, may help you be more aware of symptoms or risk factors to look out for. About the program. As part of the Housing Assistance: Grocery Benefit under the CMS Health Plan operated by Sunshine Health, you receive $75 each quarter to spend on any fresh produce at participating Walmart stores. You can use your rewards to buy fresh produce. Simply scan your card at checkout to redeem your rewards. You will need …With Clover LiveHealthy Flex Plus, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view your benefits and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter products and health items at ...Maintaining a healthy and beautiful lawn requires consistent care and attention. One crucial aspect of lawn maintenance is regular grass cutting. Whether you have a small backyard ...These healthy picnic foods can make your outing fun and nutritional. Take a look at these 10 healthy picnic food ideas to get started. Advertisement To call the picnic a classic cu...UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and MassHealth (Medicaid) to provide benefits of both programs to enrollees. UnitedHealthcare Connected® general benefit disclaimer. This is not a complete list.pocket to help support better health. OTC benefits help cover the cost of eligible OTC health and wellness products. Not all plans include this benefit, and the benefits might vary from plan to plan. Get in touch with your health plan today to confirm participation and eligibility. Find a store to shop with benefits.OTC-Eligible Groceries. Many OTC cards also provide an allowance that can be used on healthy grocery items each month, typically $25-$50. You can buy staple foods like: Dairy: Milk, cheese, yogurt. Fruits and veggies: Fresh, frozen or canned. Breads and cereals. Meat and seafood. Juices.Looking for a participating store? Log in to find a store near you.UnitedHealthcare’s OTC and healthy food benefits program is an innovative approach to promoting wellness and improving the quality of life for its members. Providing access to essential OTC items and nutritious food options, this benefit encourages healthier habits and empowers members to take control of their health.Mental Health Benefits Summary. Live and Work Well by Optum. Mental illness and substance use disorders are treatable conditions. Stop the stigma so those who suffer get the help they need. ... UHC Dental offers pre-negotiated rates with in-network dentists, so your out-of-pocket costs will be lower. Make sure your current or potential dentist ...5 health plan features to look for during open enrollment. During open enrollment season for health benefits, you may be focused on selecting major medical coverage to help improve access to care and for financial protection, in case you experience a health issue, illness or accident. While those are valuable aspects of having a health …Highlights of UnitedHealthcare’s 2023 individual Medicare Advantage plans include: New Plan Features Bring Cost Savings, Support Whole-Person Health. D-SNP Utilities Credit 2. D-SNP Home Support. Flex Benefit. Value-Added Investments Across Core and Ancillary Benefits, Popular Plan Features. Benefit Stability :You may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change. Check Balance. Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, which may be located on either the front or back of your card. Card number*. Security code*. Easily check your account balance without logging into your account.Looking to make healthy changes in your diet? Not sure where to start? UnitedHealthcare offers nutrition advice, tips, plans and more. See how easy it is to use the product scanner in the UHC mobile app to find eligible products to spend your benefit credits on.Ready to sign in or register for a health plan account? Find links for UnitedHealthcare’s secure sites for members, employers, brokers or providers. These healthy picnic foods can make your outing fun and nutritional. Take a look at these 10 healthy picnic food ideas to get started. Advertisement To call the picnic a classic cu...Prenatal appointments typically start at 8 weeks. For most pregnancies, you’ll see your doctor every 4 weeks. Our video series can help you get an idea of what to expect at each appointment. If you’re a UnitedHealthcare member, you have access to resources and programs to help support a healthy pregnancy. The latest research on High Blood Pressure Conditions. Expert analysis on potential benefits, dosage, side effects, and more. High Blood Pressure falls under the Cardiovascular Hea...Pharmacies across the United States are experiencing disruptions following a hack at UnitedHealth's technology unit, Change Healthcare, several pharmacy chains …

Sep 5, 2023 · A UnitedHealthcare UCard may be used to purchase approved food items, over-the-counter medications and health items and even utility bills. You UnitedHealthcare Ucard also serves as your plan ID card that you would present to a doctor or pharmacy when using your plan benefits or checking in at the gym. You can use your Healthy Food Card to buy ... . Me gusta tu

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Register or login to your UnitedHealthcare health insurance member account. Have health insurance through your employer or have an individual plan? ... To return to your member account, please sign in again. Sign in for a personalized view of your benefits Easy access to plan information anytime anywhere. Get the most out of your coverage. ...benefits in store. 2. 3 New! The OTC Health Solutions App Get the most out of your benefit using our mobile app! Simply download the ... Underwritten by UnitedHealthcare of …With Clover LiveHealthy Flex Plus, you get access to benefits that can help you live a healthier lifestyle. Best of all, your benefits are applied instantly! To view your benefits and how you can spend, log in here. Healthy Benefits Plus is a sponsored program that provides an allowance on approved over-the-counter products and health items at ...The Healthy Benefits Plus Card is a versatile tool for purchasing health-related items, accepted at major retailers like Walmart, Walgreens, CVS, and more. Activate upon receipt, check balance online or by phone, and use at participating stores for eligible items. In 2024, the expanded network includes local pharmacies, online shopping options ...Managing health care on the go just got easier with the UnitedHealthcare app! It's designed to save you time by providing easy access to your information. Features available are based on your personal health plan and can include: Find and Manage Providers. - Find doctors, specialists, or health care facilities with our guided and …UnitedHealthcareYou may call us toll-free at 1-866-230-2505 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Components subject to change.UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and MassHealth (Medicaid) to provide benefits of both programs to enrollees. UnitedHealthcare Connected® general benefit disclaimer. This is not a complete list.Short term health insurance plans offer quick and temporary coverage that can last anywhere from 1 to 12 months and help bridge gaps in coverage.Check Your Card Balance. Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, which may be located on either the front or back of your card. Card number*. Security code*. CHECK BALANCE. Easily check your account balance without logging into your account.This page contains PDF documents (Portable Document Format). PDF files can be viewed with Adobe Reader. If you don't already have this viewer, download for free at Adobe.com ⁠ (Opens new window) Adobe.com ⁠ (Opens new window)A range of hospitals around the country accept United HealthCare insurance, as of 2016; for example, 248 in-network facilities accepted United HealthCare’s Charter HMO within a 100...An Advantage Plan is a benefit-rich plan with a lot of coverage, including: $0 primary and virtual urgent care 2. A 30-day supply of tier 2 prescription medications for $5 or less 2. Plus, many plan extras like: Dental and vision coverage 2. $0 digital fitness membership from OnePass 2. $0 in-person gym membership at over 17,000 network gyms 2. Here are several important facts to know: 1. HSAs are paired with high-deductible plans. A deductible is an amount you pay for health care before insurance coverage begins for anything other than preventive care . To qualify for an HSA, you must have a health plan with a high deductible. For the plan year 2023, the qualifying ….

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    Village car wash | The Act defines certain categories of benefits as “Essential Health Benefits.”. The categories of essential health benefits are: Ambulatory patient services. Emergency services. Hospitalization. Maternity and newborn care. Mental health and substance use disorder services, including behavioral health treatment. Prescription drugs. The Act defines certain categories of benefits as “Essential Health Benefits.”. The categories of essential health benefits are: Ambulatory patient services. Emergency services. Hospitalization. Maternity and newborn care. Mental health and substance use disorder services, including behavioral health treatment. Prescription drugs....

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    Brother theodore | Your UnitedHealthcare UCard® is your member ID and so much more. Only the UCard gives you access to a large national network of Medicare Advantage providers, credits to help pay for healthy food, OTC products, and utilities, and more. 1. UCard combines many member benefits and programs into a simpler experience. Check Balance Check Your Card Balance Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, …Highlights of UnitedHealthcare’s 2023 individual Medicare Advantage plans include: New Plan Features Bring Cost Savings, Support Whole-Person Health. D-SNP Utilities Credit 2. D-SNP Home Support. Flex Benefit. Value-Added Investments Across Core and Ancillary Benefits, Popular Plan Features. Benefit Stability :...

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    Amp near me | MyUHC - Coverage & Benefits | UnitedHealthcare Home⁠ Coverage and benefits Coverage and benefits View and print member ID cards Your network medical account …Here are 7 tips. To help you choose a health plan that fits your needs. Picture of a stethoscope in the shape of heart appears to the right of the screen. On-screen text: Consider all your options. Take time to compare the benefits, services and the costs of each plan. Picture of a computer arrow in a white circle appears on the right side of ...With UnitedHealthcare Choice Plus health plans, you have the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a primary care provider (PCP) for a referral. You save money when you use the national network. With Choice Plus, you also have coverage if you use out-of-network …...

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    Lil kiddos | Eligible Members of UnitedHealthcare will save on many over-the-counter (OTC) health items! The sponsored program they have created is called: Healthy Benefits Plus. Healthy Benefits Overview: This number is for questions and assistance regarding Healthy Benefits Plus. UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and MassHealth (Medicaid) to provide benefits of both programs to enrollees. UnitedHealthcare Connected® general benefit disclaimer. This is not a complete list.UHC Mobile App: UHC member app that provides instant access to your member ID card, network care providers, personal health benefits and more. app is available as a free download at the App Store or Google Play. Remember, if you need assistance please contact UnitedHealthcare Member Services at 1-866-675-1607 (TTY: 711). Be Ready. …...

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    Hell n back lyrics | Healthy food is important for good health. Eating healthy can be hard on a limited budget. Knowing this, UnitedHealthcare created a new benefit called the “healthy food benefit”. …Real Appeal | UnitedHealthcare. Real Appeal® is designed to help you build healthy habits across key areas, such as nutrition, fitness, sleep and stress, to support weight loss.Try the UnitedHealthcare app. Discover wellness and rewards programs. Invest in your health and find motivation and support. Plus, you may earn rewards for meeting health …...

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    Shirt swapping news | Benefits 2023 UnitedHealthcare® Medicare Advantage Plan 3 (HMO-POS) H0755-033-000 Look inside to take advantage of the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711These costs are estimates only. The costs provided here are estimates only and are not a guarantee of payment or benefits. The estimates are based on the selected provider’s contract rates/fee schedule or claims averages. Your actual cost may be higher or lower than the estimate for various reasons....